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How RTO works

So Much Freedom. So Much Flexibility.


Why wait? Get new and "like-new" home furnishings today from the most-wanted brands. Learn how Woodville and the No-Hassle Guarantee give you flexible options and extra perks, so you can shop with 100% peace of mind:

No Credit Needed**
No Credit Needed
6 Months Same as Cash**
6 months same as cash
Early Purchase Discount
early purchase discount
Competitor Price Match**
competitor Price Match
No-Hassle Delivery and Set-up**
No Hassle Delivery and Setup

About Woodville Products

Just choose the products you want, and we'll give you the payments, freedom and flexibility you need to get it today. No credit needed.**

Plus, we offer product service and repairs at no extra charge for the life of your agreement.**

Woodville Versus Credit


Why is Woodville better than using a credit card? Click here why Lease Purchase to find out.

Woodville vs. Credit Card

Lease Purchase in 3 Easy Steps


Lease Purchase lets you enjoy big-ticket items like furniture, appliances, electronics, computers, and smartphones without paying full price up-front. At Woodville , there’s no credit needed** and no long-term commitments. Here’s how it works.

Step One: Start Your Lease Purchase Order


Browse top brands such as Ashley Furniture, Samsung, Whirlpool, and Dell. To get started, click the "add to cart" button on any product page and complete your order from the cart page. Or if you know you want something but not sure what start the get-prequalified application and a store will contact you.

Having trouble selecting your product? Simply begin your order online or visit the Woodville nearest you and our friendly store associates will help you find the product that meets your needs.

Step Two: Complete Your Order with No Credit Needed**


After submitting your online order, expect a call the same day to finalize your order details and set up your Lease Purchase payments and delivery time. Free same or next day delivery** is available! If your order is submitted after 5 p.m., we’ll call the next day.

Step Three: Relax & Take 6 Months to Pay the Cash Price*


Now it’s time to enjoy the peace of mind that comes with Lease Purchase and Woodville ’s No-Hassle Guarantee. With 6 Months Same as Cash, you can own it sooner and for less!

Even after your same-as-cash period, you’ll save on your remaining total when you choose to own your item early and take advantage of our Early Purchase Discount.